Many very small and small meat processors occupy older buildings that weren’t originally built as processing plants. The age and characteristics of these buildings, combined with the class of business, create a very real risk of total loss fires.
These buildings often receive higher property rates than newer, larger, facilities. This puts very small, and small processors in a difficult position where they’re forced to choose between a fair price for their property insurance premium vs. adequate coverage for their building, contents, loss of income, and their customers’ property.